Coverage Active
PCAF's Third Edition covers ten asset classes for emissions associated with financial activities, plus facilitated and insurance-associated emissions. Each has distinct attribution logic. Peercarbon applies the right methodology to each, consistently.
Passenger vehicles, commercial fleets, and transport assets. Where most institutions start.
Why start here?
Data availability (Make/Model/Year/Distance), methodological clarity under PCAF, and audit familiarity make motor vehicles the lowest-friction entry point for verification.
Vehicle-level classification by fuel type, technology, and usage (WTW/TTW)
Distance- and intensity-based tailpipe emissions factors
Data quality scoring at counterparty and asset level
Explicit documentation of assumptions and factor sources
Motor vehicles are typically the fastest path to a first audited record.
PCAF Third Edition defines distinct methodologies for each asset class. Attribution Factor × Borrower Emissions. Version-controlled. Auditable.
Private corporate exposures, SME and mid-market portfolios.
Public equity and debt instruments.
Infrastructure, energy, and industrial projects.
Commercial property portfolios and REIT exposures.
PCAF attribution and aggregation rules applied without deviation. No “creative interpretation.”
PCAF 1–5 scoring at counterparty level. Weighted by financed amount. Gaps visible before publication.
All proxy usage explicitly disclosed with source URIs. Auditors see exactly what was estimated.
Assumptions, factors, and methodology versions documented in the CarbonMap Record. Replayable computation.
Part A: Emissions Associated with Financial Activities · Part B: Facilitated Emissions · Part C: Insurance-Associated
Each asset class operates under its own methodology, data hierarchy, and attribution logic.
Peercarbon does not force uniformity. It governs variation. Ungoverned variation is where audits fail.
PCAF compliance is not achieved by forcing sameness.
It is achieved by applying the right logic consistently, across difference.
Defensibility before expansion.
Most institutions begin with one asset class, one portfolio, one reporting period — and expand from there.
See platform architecture