Methodology Locked
Calculated.
Controlled.
Defensible.
Emissions associated with financial activities are a liability, not an estimate. We implement PCAF's Global GHG Accounting Standard across ten asset classes, version-locked and auditable at the transaction level.
Logic, locked.
Enforced.
Emissions Associated with Financial Activities = Attribution Factor × Borrower Emissions. We enforce PCAF's "follow the money" principle across all asset classes.
How we map asset types to PCAF methodologies.
Quantified Uncertainty.
We measure imperfection precisely using PCAF's Data Quality Score (1-5). Don't wait for perfect data. It doesn't exist.
Verified Emissions
Audited company data, verified activity records, assured reporting. This is the gold standard.
Why Source Matters
Most platforms calculate a single number and hide the assumptions. Peercarbon preserves the lineage of every data point, so you know exactly what percentage of your portfolio comes from hard facts (DQ 1-2) versus modeled estimates (DQ 4-5).
The Weighted Score (WDQS)
Your WDQS is a baseline, not a confession. We track it across periods so improvement is visible to regulators.
Spreadsheets calculate.
They do not defend.
The "Analyst Left" Problem
Methodology lives in heads, not code. When staff leaves, the logic leaves with them.
Risk: Audit Failure
The "Ghost Version" Problem
"Which version of the factor table did we use for Q1?" No one knows.
Risk: Compliance Breach
The Peercarbon Standard
Every compute binds inputs + logic to a SHA-256 hash. Immutable. Forever.
Lexicon
Emissions Associated with Financial Activities
Scope 3, Category 15 emissions from loans and investments.
Facilitated Emissions
Emissions from capital market and underwriting activities.
Attribution Factor
Outstanding exposure ÷ total equity + debt of borrower.
Data Quality Score
PCAF 1-5 scale. 1=audited actuals, 5=sector estimates.
EVIC
Enterprise Value Including Cash. Denominator for attribution.
Emission Factor
Coefficient converting activity data to tCO2e.
Asset Class
PCAF classification determining calculation methodology.
GHG Protocol
Foundation standard for corporate emissions accounting.
Calculated once.
Bound forever.
Verified.
THE OUTCOME
Methodology is infrastructure. Build your climate strategy on a logic trace you can show the board.
We walk through your portfolio structure. You decide what happens next.
See Platform Architecture →